Tag Archives: Affordable Care Act

Doctor In The House.

As you will no doubt be aware, the Fucktard in Chief has been  spewing crap about the Affordable Care Act, and how he is going to replace it, and in fact, has a plan that is almost ready, (Not!). What really cracked my up was his comment about reforming healthcare – “Who knew it would be so difficult?” Well, just about anyone with a sixth grade education.  I’m covered by the ACA, and have been for a couple of years. It’s worked pretty well for me, in that my prescriptions and office visits were free. I hardly ever need to see the doctor, and the only time I’ve needed medical care in the last 12 months was last autumn when I found myself one Saturday afternoon shivering like a bowl of jelly in an earthquake and freezing under several layers with a temperature of 104.5F – the result of a bladder infection.

Alas, when it came to renewal time,  my policy was not one of the options, so I was forced to find a new one. The choices were not fantastic, and due to my straitened circumstances I was forced to pick the plan with the lowest monthly payment, there being no option that was fully funded. I signed up and waited for my card and confirmation which duly arrived in the goodness of time. So far, so good, you may say,  but hold on a minute.

I have a couple of daily medications that make it possible for me to function as a human being. Those who knew the un-medicated SingleDad will tell you that I was not a pleasant person to be around. Okay, so I’m not very pleasant to be around when properly medicated, but at least when experiencing better living through chemistry, I am someone around whom it is possible to be. I refilled my meds late last year and received a 90 day supply of each for a total cost of bubkas. Zilch. Costenlos. Free. Nice, eh? Especially as I was used to only getting a 30 day supply with  each renewal.

About two weeks ago I walked up to the clinic to update my details and was told that as my doctor was not part of the network, he was not a preferred provider, so although I could see him, it would cost me more than seeing an in-network doctor. Ugh. The thing is, I like my doctor. He’s a thoroughly nice chap,  knows his stuff and is always willing to hear me out, respond to questions and provide useful advice, so I saw no need to go physician hunting after having him as my M.D. for  over a decade. I also asked the receptionist to pass on the message that I needed a refill on my meds, and she duly made a note and a few days later I received an automated message from the pharmacy informing me that my refills were ready for pickup.

I walked up there a couple of days later, and  was told by the 12 year old assistant that with my insurance, the cost for a 30 day supply of both meds was $64. Let me repeat that: $64 WITH MY INSURANCE. I would say that this put me in a bind, but that would be a complete and utter lie, as due to my finances, $54 a month is well beyond my means, so I told her I couldn’t afford them and left. Well, that’s not entirely the truth. You see, I could have afforded them had I selected one of the following options:

  1. Not pay my electricity bill
  2. Not pay my phone bill
  3. Not pay my internet bill
  4. Not buy any food for the kids.

I already don’t  buy food for myself except for essentials, so that last one isn’t me being mean. Which option would you have chosen? Please send your answer with an explanation not exceeding 100 words on the back of a $20 bill to…No, hang on, better make that the back of a blank cheque.

So, I’m fucked. And when I say fucked, I mean fuuuuuuuuuuuuuuuuuuuuuuuucked. I do have a small secret stash, the result of having to stockpile a couple of years ago in anticipation of my ex cutting me from her insurance, but that won’t last forever. Thankfully, one of my meds is in traditional pill form, so I have been able to split them, allowing me to take half a pill every other day. “Yikes”, I hear you say, but seeing as I started out on 1/3 of my current dose,  and the effect was like flicking a switch, and the pills are extended release, I should be fine for a while. My other medication is in capsule form, so I will leave them until the pills run out and then take one every other day. On this schedule I reckon I have enough to last a couple of  months, although I have some trepidation about lowering my dose to essentially 1/8 of my required regime.

It’s not a pretty thought, but I have to make them last as long as possible. I did have an online interview last week, but seeing as I was told they would be making a decision some time early this week and I have yet to hear from them, I can pretty much guarantee that they won’t be offering me the job, but that’s a subject for a different pity party.

It will be interesting, in a morbid sort of way, to see which runs out first – the money or the meds. To be honest, I’m trying very hard not to think about it, for obvious reasons, but as you can imagine, both subjects are looming large, no matter what I do.

 

 

 

 

 

 

 

 

 

 

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Filed under mental health, Person health